Kaiser Permanente

Silver Plus $3,500 Deductible Plan



Features

Member pays
Annual deductible (per calendar year)

$3,500 member
$10,500 per family
Annual out-of-pocket maximum (per calendar year)

$9,000 member
$27,000 per family
Lifetime benefit maximum

$2 million
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Hospital care (including maternity care)*
Features

Member pays
All inpatient care is covered after payment of applicable copayments. There are no limits on prescribed hospital days.

30% coinsurance (after deductible)
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Office visits*
Features

Member pays
For diagnosis and treatment by primary care providers, consultation and treatment by specialists, routine physical and hearing exams, well-baby visits through age 2, prenatal care, eye exams, and urgent care.

$25 per primary care visit deductible waived

30% coinsurance per specialty care visit1
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Optional: outpatient Rx drugs
Features

Member pays
This is an optional benefit that must be added to the plan during enrollment with Rx rider.

Rx deductible: $5003
Retail: 50% (after deductible) up to $150 max per 30-day Rx
(deductible is per calendar year and does not count towards medical deductible)4
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Laboratory
Features

Member pays
Inpatient

Included under hospital care benefit
Outpatient

30% coinsurance2
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X-rays and other special procedures
Features

Member pays
Inpatient

Included under hospital care benefit
Outpatient

30% coinsurance2
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Emergency care*
Features

Member pays
Within and outside Kaiser Permanente service area

30% coinsurance (after deductible)



* Plus any copayments or coinsurance for lab or X-ray

1 (After deductible) Deductible waived for well-baby visits, prenatal care, and certain preventive procedures.

2 (After deductible) No deductible for preventive tests or preventive procedures.

3 Rx deductible is per calendar year and does not count toward medical deductible.

4 Mail order: up to 90 for maintenance drugs; but will not exceed two times to copay max (i.e., $300). For nonmaintenance drugs, copay max applies to each 30-day supply.


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