| Features |
|
Member pays |
| Annual deductible (per calendar year) |
|
$2,500 member $7,500 per family
|
|
| Annual out-of-pocket maximum (per calendar year) |
|
$7,000 member $21,000 per family
|
|
| Lifetime benefit maximum |
|
$2 million |
|
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| Hospital care (including maternity care)* |
| Features |
|
Member pays |
| All inpatient care is covered after payment of applicable copayments. There are no limits on prescribed hospital days. |
|
30% coinsurance (after deductible) |
|
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| Office visits* |
| Features |
|
Member pays |
| For diagnosis and treatment by primary care providers, consultation and treatment by specialists, routine physical and hearing
exams, well-baby visits through age 2, prenatal care, eye exams, and urgent care.
|
|
$25 per primary care visit
30% coinsurance per specialty care visit |
|
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| Optional: outpatient Rx drugs |
| Features |
|
Member pays |
| This is an optional benefit that must be added to the plan during enrollment with Rx rider. |
|
Rx deductible: $500 Retail: 50% (after deductible) up to $150 max per 30-day Rx
(deductible is per calendar year and does not count towards medical deductible) |
|
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| Laboratory |
| Features |
|
Member pays |
| Inpatient |
|
Included under hospital care benefit |
|
| Outpatient |
|
30% coinsurance |
|
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| X-rays and other special procedures |
| Features |
|
Member pays |
| Inpatient |
|
Included under hospital care benefit |
|
| Outpatient |
|
30% coinsurance |
|
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| Emergency care* |
| Features |
|
Member pays |
| Within and outside Kaiser Permanente service area |
|
30% coinsurance (after deductible) |
|