Kaiser Permanente

$2,000 Deductible Plan (70%) with Rx

Annual deductible
Features

Member pays
Individual

$2,0001
Family

$6,0001
The deductible applies to all services unless otherwise noted.
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Out-of-pocket annual maximum
Features

Member pays
Individual

$5,000
Family

$10,000
The out-of-pocket maximum excludes deductible and copayments.
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Lifetime maximum
Features

Member pays
Lifetime maximum paid by the Plan for all care

No lifetime maximum
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Routine medical office visits
Features

Member pays
Primary care office visit

$30 per visit2
Specialist office visit

$50 per visit2
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In-office procedures
Features

Member pays
Procedures received during office visits

30% coinsurance per procedure
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Preventive services3
Features

Member pays
Children's services

No charge2
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Preventive services2
Features

Member pays
Adults' services

No charge2
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Maternity
Features

Member pays
Prenatal care

Not covered
Delivery and inpatient well-baby care

Not covered
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Prescription drugs
Features

Member pays
Prescription drugs4

After $200 deductible is met, up to 30-day supply.
90-day refill supply is available by mail order.
$15 copay – preferred generic
$30 copay – preferred brand name
50% copay - nonpreferred

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Inpatient hospital
Features

Member pays
Inpatient hospital

30% coinsurance per admission
Inpatient professional visits

30% coinsurance per visit
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Outpatient/ambulatory surgery
Features

Member pays
Outpatient/ambulatory surgery

30% coinsurance per admission
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Laboratory and X-ray
Features

Member pays
Diagnostic lab

No charge2
X-ray, including therapeutic

30% coinsurance
MRI/CT/PET

30% coinsurance per procedure
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Emergency care
Features

Member pays
Emergency care

30% coinsurance per visit at a designated Kaiser Permanente emergency room or a non-Plan emergency room
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Ambulance
Features

Member pays
Ambulance

30% coinsurance up to a maximum of $500 per trip2
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Urgent, nonroutine, and after-hours care
Features

Member pays
Office hours visit

$30 per visit at a Kaiser Permanente medical office during office hours2
After-hours visit

$75 per after-hours visit at a designated Kaiser Permanente after-hours medical office2
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Procedures received during urgent, nonroutine, and after-hours care
Features

Member pays
Procedures received during urgent, nonroutine, and after-hours care

30% coinsurance per procedure

1Deductible does not apply toward out-of-pocket maximum.

2Not subject to deductible.

3Preventive services include adult preventive care exams, adult preventive care screenings, well-woman care, immunizations, and well-child care.

4Kaiser Permanente uses a list of preferred drugs referred to as our formulary. For coverage to apply, a prescription must be written by your Kaiser Permanente doctor or by your dentist (for acute conditions) and be in our formulary.  To learn more about preferred drugs in our formulary, contact our Clinical Pharmacy Call Center at 303-338-4503.


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