Kaiser Permanente

$2,000 Deductible Plan

with Health Savings Account (HSA) Option (100%)

Annual deductible
Features

Member pays
Individual

$2,0001
Family

$4,0001
The deductible applies to all services unless otherwise noted.
Back to top
Out-of-pocket annual maximum
Features

Member pays
Individual

$2,000
Family

$4,000
The out-of-pocket maximum includes deductible and coinsurance.
Back to top
Lifetime maximum
Features

Member pays
Lifetime maximum paid by the Plan for all care

No lifetime maximum
Back to top
Routine medical office visits
Features

Member pays
Primary care office visit

No charge
Specialist office visit

No charge
Back to top
In-office procedures
Features

Member pays
Procedures received during office visits

No charge
Back to top
Preventive services2
Features

Member pays
Children's services

No charge3
Adults' services

No charge3
Back to top
Maternity
Features

Member pays
Prenatal care

Not covered
Delivery and inpatient well-baby care

Not covered
Back to top
Prescription drugs
Features

Member pays
Prescription drugs

No charge, up to a 30-day supply.
90-day refill supply available by mail order.4
Back to top
Inpatient hospital
Features

Member pays
Inpatient hospital

No charge per admission
Inpatient professional visits

No charge
Back to top
Outpatient/ambulatory surgery
Features

Member pays
Outpatient/ambulatory surgery

No charge per admission
Back to top
Laboratory and X-ray
Features

Member pays
Diagnostic lab

No charge
X-ray, including therapeutic

No charge
MRI/CT/PET

No charge
Back to top
Emergency care
Features

Member pays
Emergency care

No charge per visit at a designated Kaiser Permanente emergency room or a non-Plan emergency room
Back to top
Ambulance
Features

Member pays
Ambulance

No charge per trip
Back to top
Urgent, nonroutine, and after-hours care
Features

Member pays
Office hours visit

No charge per visit at a Kaiser Permanente medical office during office hours
After-hours visit

No charge per after-hours visit at a designated Kaiser Permanente after-hours medical office
Back to top
Procedures received during urgent, nonroutine, and after-hours care
Features

Member pays
Procedures received during urgent, nonroutine, and after-hours care

No charge per procedure
1Deductible applies toward out-of-pocket maximum.

2Preventive services include adult preventive care exams, adult preventive care screenings, well-woman care, immunizations, and well-child care.

3Not subject to the deductible.

4Kaiser Permanente uses a list of preferred drugs referred to as our formulary. For coverage to apply, a prescription must be written by your Kaiser Permanente doctor or by your dentist (for acute conditions) and be in our formulary. To learn more about preferred drugs in our formulary, contact our Clinical Pharmacy Call Center at 303-338-4503.

Back to previous page

Please read our terms & conditions and privacy practices.